5 Overlooked Perks of Good Credit

By bryanfullen | Credit

There are many benefits to having good credit, and, if you have bad credit, to repairing it. Now, we all know that a poor use of credit, paying high interest to big credit companies, is a money waster for everyone. However, there are a lot of perks for people who use credit to their advantage. […]

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Why Credit Repair Takes Time

By bryanfullen | Credit

Honestly we wish we had a magic wand that could fix all negative credit reporting in one go, but unfortunately, credit repair doesn’t work that way. As with any kind of rehabilitation, credit repair takes time. Remember that your credit report is a history, it lets lenders know how you’ve managed credit over long periods […]

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7 Tips To Maintaining Good Credit

By bryanfullen | Credit

1. Pay Your Bills On Time Being late on payments is the number one contributor to poor credit. Just pay on time, even if you’re paying the minimum balance, if it’s on time, it doesn’t hurt you. Collections have a major impact on your score, so avoid those altogether by paying your bills on time. […]

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What Is Rent to Own?

By bryanfullen | Rent To Own

A rent to own agreement gives the buyer control of a property, not full ownership, with the ‘option’ to purchase the property at the end of the contract period. Essentially it is a contract to buy a property with an extended closing date. That way you, as the buyer, have time to save a down […]

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What to Expect as a Tenant Buyer

By bryanfullen | Rent To Own

Being a tenant buyer is different than being a renter. In a rent to own agreement, since you’re both a tenant and the future owner of the home, you’re expected take greater pride in the property and have greater responsibilities towards it, and you’re expected to uphold your duties as a good tenant as well. […]

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Are You Better Off Renting?

By bryanfullen | Rent

True, the American Dream sells home ownership as the ultimate benchmark of success, but it’s not true for everyone. Often times, it makes more sense to rent your home than to buy.   What makes renting a better option? Renting, especially in today’s rocky housing market, guarantees: Flexibility – Leases usually run no longer than […]

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